Call or Email for a Free Initial Bankruptcy Consultation

Welcome
Mary Elizabeth Schmitt Attorney at Law Bankruptcy Law Practice
Representing clients in San Juan County, San Juan Island, Orcas Island, Lopez Island. Also, Whidbey Island and Anacortes.
Call or Email for a Free Initial Bankruptcy Consultation
Representing clients in San Juan County, San Juan Island, Orcas Island, Lopez Island. Also, Whidbey Island and Anacortes.
Telephone: 425-309-6281 or 360-298-5514
Email: maryschmitt@rockisland.com
Physical Address: 232 A Street, 6B, Friday Harbor, Washington 98250
Mailing Address: Mary Schmitt, Attorney at Law, PO Box 3288, Friday Harbor, WA 98250
Please email or call for a free consultation with the lawyer.
PLEASE NOTE: THESE TIPS RELATE TO A SAMPLING OF THE COMPLEX ISSUES THAT MIGHT NEED TO BE ADDRESSED BEFORE OR AFTER FILING A BANKRUPTCY. THESE TIPS ARE BASED ON THE BANKRUPTCY LAWYER'S EXPERIENCE IN THE STATE OF WASHINGTON AND IN THE JURISDICTION OF THE US BANKRUPTCY COURT OF THE WESTERN DISTRICT OF WASHINGTON. THERE ARE DIFFERENCES IN THE STATE LAWS RELATING TO BANKRUPTCY ISSUES AND EACH FEDERAL JURISDICTION'S APPLICATION OF THE FEDERAL BANKRUPTCY LAWS .
CHAPTER 7
Chapter 7 is what is known as the fresh start bankruptcy. Qualified debtors receive a discharge of their eligible debts after 90 days. Debtors can keep the real and personal property which fall within the bankruptcy exemptions. Attorney Schmitt offers a free consultation to discuss the rights and responsibilities of a debtor under the bankruptcy law.
CHAPTER 13
Chapter 13 is the chapter of the US Bankruptcy Code that provides for financial reorganization plans for individuals. If a debtor is behind on a mortgage or in foreclosure then Chapter 13 is the type of bankruptcy that a debtor wants to consider in order to save residential real property. Additionally, a debtor can save a car, bring child support current, stop lawsuits, and stop garnishments. Chapter 13 is a flexible way to resolve financial problems through a plan of financial reorganization over 36 to 60 months.
CHAPTER 12
Chapter 12 is the chapter of the US Bankruptcy Code that provides for financial reorganization plans for farmers and fishermen.
CHAPTER 11
Chapter 11 is the chapter of the US Bankruptcy Code that provides for financial reorganization plans for business and some individuals with significant assets and real estate holdings.
Please email or call Attorney Schmitt for more information.
425-309-6281 or 360-298-5514, maryschmitt@rockisland.com
THE HOMESTEAD EXEMPTION WHICH PROTECTS YOUR HOUSE FROM CREDITORS IN BANKRUPTCY HAS INCREASED TO $694,800.00 IN SAN JUAN COUNTY. THAT IS GREAT NEWS FOR HOMEOWNERS! ADDITIONALLY, THE HOMESTEAD EXEMPTION NOW APPLIES TO YOUR LIVE-ABOARD, LIVE-IN RV, MOILE HOME OR OTHER SIMILAR PERSONAL PROPERTY WHERE YOU RESIDE IF YOU MEET THE OCCUPANCY REQUIREMENTS.
232 A Street, 6B, Friday Harbor, Washington 98250
425-309-6281 or Local: 360-298-5514
Open today | 09:00 am – 05:00 pm |
Islandbankruptcylaw.com
232 A Street, 6B, Friday Harbor, Washington 98250
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